Phoenix hard money at a glance
| Item | What LVX Capital typically does |
|---|---|
| Collateral | Arizona real estate only |
| Uses | Purchase, fix & flip / rehab, bridge, cash-out, tight-deadline / rescue |
| Typical close | ~7–10 days when title cooperates (tell us your deadline on call one) |
| Hold / structure | Short-term private money (months, not a 30-year bank mortgage) |
| Pricing | Interest + points + third-party fees — deal-dependent; no fake “rates from” banner |
| Leverage | Equity-first underwriting; we quote LTV after we see the address and exit |
| Credit pull | Not required just to chat on the first call |
| Who answers | Scottsdale team — usually Levi or someone on his desk |
| NAP | LVX Capital, LLC · 7652 E Greenway Rd. Suite 103, Scottsdale, AZ 85260 · (623) 343-4100 · NMLS #2693018 |
Not a commitment to lend. Terms, fees, and approval depend on the property, equity, exit, title, and underwriting. Ask for a range on your deal — we will not invent a number that does not survive the file.
Phoenix is where most of the volume lives
If you’re flipping near Roosevelt, buying a rental in Maryvale, or cashing out a hold in Ahwatukee, the common thread is speed. Phoenix inventory moves, contractors book out in the heat, and conventional underwriting does not care about your inspection period.
LVX Capital is based in Scottsdale, but Phoenix is our everyday market. We underwrite Arizona collateral — not a national call center reading a script about “the Valley.”
What Phoenix borrowers usually need
- Purchase money on a short close
- Fix-and-flip capital with a real rehab budget
- Bridge between two Phoenix closings
- Cash-out when equity is there but the bank timeline isn’t
How we differ from a directory of “Phoenix hard money lenders”
Lists are fine for shopping. Funding is different. You’ll get a direct yes/no from a Scottsdale lender (NMLS #2693018), usually with terms sketched in about a day once we have the basics — and an honest no if the equity or exit isn’t there.