When a bridge loan makes sense
You’re buying before you’ve sold. You’re refinancing but the permanent loan isn’t ready. You’re covering a gap so a larger deal doesn’t fall apart. Bridge capital is short-term on purpose — it’s a span, not a destination.
LVX Capital underwrites Arizona bridge deals as hard money: collateral first, timeline second, paperwork that doesn’t pretend you’re applying for a 30-year mortgage.
What we ask
- What are you bridging from, and to?
- What’s the collateral property in Arizona?
- What’s the drop-dead date?
- How do we get paid back — sale, refinance, or another clear exit?
If the exit is vague, the loan usually is too. Better to hear that on day one.
Bridge vs cash-out
Bridge = spanning two dates (buy before sell, refinance not ready). Cash-out = pulling equity from a property you already hold. If you’re not sure which, say both on the call — we’ll point you.
Related
Start with hard money lenders in Arizona if you’re comparing private lenders, or see cash-out refinance if you’re pulling equity instead of bridging.