Who this is for
You have equity in an Arizona property and you need liquidity — for another purchase, payoff, renovation, or to stabilize a situation — and a conventional refinance is too slow or won’t clear underwriting.
This is one of the most common calls we get. It’s not glamorous. It is useful.
How we think about cash-out
We look at the property, the equity, and what you’ll do with the funds as it relates to getting repaid. We’re not a HELOC marketing department. If the numbers don’t work, we’ll say so without a three-week document scavenger hunt first.
Docs & leverage (plain English)
We care about the property, the equity, and the use of funds as it relates to getting repaid. Owner-occupied and investment both come through. Exact LTV depends on the file — ask on the call instead of trusting a website teaser.
Related
See also hard money lenders in Arizona and bridge loans if you’re timing two closings.